Privacy Statement

At Pecunia Advisory, we are committed to protecting your privacy and safeguarding your Personal Information (as defined below). This Privacy Statement describes the Personal Information that we collect from online users of our website (the “website”), our customers, job applicants, event attendees, individual clients of Pecunia Advisory services (collectively, “you” and “your”) and how we use, process and disclose such Personal Information. It also explains the choices you have regarding such use and disclosure and how you may correct your Personal Information.

This Privacy Statement applies to Pecunia Advisory LLC and its respective affiliates in Canada (collectively, “PA”, “we” or “our”). Each member firm in the Pecunia Advisory network is a separate legal entity. If you are in a jurisdiction outside of Canada, you may not have a direct relationship with us, but rather with one of our member firms. 

Information we collect about you

“Personal Information” means any information about an identifiable individual or any information that may reasonably be linked to an individual.

The types of information that we collect about you depends on your use of our products and services and how you interact with us.

Job Applicants. If you apply to a job or submit your resume through our website, we will collect: 

  • Contact and Other Personal Information, such as your age, gender, marital status, mailing address, telephone number and email address;
  • Education and Professional Experience Information, such as educational information, areas of interest, specialized knowledge, work history and any information on your resume.
  • Information about Diversity and Equity, with your prior express consent, such as information on your gender, disability and ethnicity/ race, as part of our diversity and equity efforts.
  • Third Party Information, if you choose to import data from your social networking sites, such as LinkedIn, or if you provide us with a link to your profile page, such as information from your publicly available social media profile (e.g. LinkedIn profile and/or your personal website).
  • Background and Security Check Information which we may request that you provide to us only if reasonably necessary, (which may include fingerprints, your photo, and details of your criminal record (if any).

If you submit a formal application for a position, you will be presented with a separate privacy statement. To the extent that you use any third-party platform to apply for a position, this third-party platform may have their own privacy policies and we do not accept any responsibility or liability for these policies.

Clients. In order to provide our services, we may collect some personal information from clients:

  • Contact Information, such as name or name of client representatives (if applicable), email address, and phone number; and
  • Financial information, such as your credit card information, financial data, and payment information required to provide you with the agreed to services. 

The terms of the professional services engagement, including information regarding our privacy practices, are included in the engagement letter.

Information collected through the Website and Web Forms. Pecunia Advisory may collect Personal Information through web forms (e.g. by providing information through the website). When providing this information, please do not provide any sensitive information. Under Canadian data privacy laws, and for the purposes of this Policy, information that will generally be considered sensitive includes health and financial data, ethnic and racial origins, political opinions, genetic and biometric data, an individual’s sex life or sexual orientation, religious or philosophical beliefs, and information about a minor, although any information may be sensitive depending on the context. To the extent that the EU General Data Protection Regulation (Regulation (EU) 2016/679) governs the collection and processing of personal information under this Policy, sensitive information consists of genetic, biometric and health data, as well as personal data revealing racial and ethnic origin, political opinions, religious or ideological convictions or trade union membership. 

If using an account to access parts of the Pecunia Advisory website, we may also collect registration information and credentials such as your usernames, passwords, password hints, and similar security information used for authentication.

We may also collect cookie and tracking information such as Internet Protocol (IP) address, device identifier, location data, browser type and language, access times, the Uniform Resource Locator (URL), other unique identifiers, and other technical data that may uniquely identify your device, system or browser

In order to offer you a more consistent and personalized experience in your interactions with Pecunia Advisory, information collected through one source may be combined with information Pecunia Advisory obtains through other sources.

We may also collect information via video surveillance, when you attend a Pecunia Advisory location and events.

How we use your Personal Information

Job Applicants. If you apply to a job with Pecunia Advisory, we or our third-party service providers will use your Personal Information in relation to your application for employment, such as evaluating your job application and suitability for employment with Pecunia Advisory.

Clients and Website Users. We provide a range of professional services, some of which require us to process your Personal Information. We may use your Personal Information to:

  • provide you with professional assurance, tax or advisory services;
  • invoice and collect payment for professional services and products provided by us to you;
  • develop and maintain our relationship with you and communicate with you;
  • register you for events and conferences;
  • register you for, and facilitate your participation in, certain areas of the Pecunia Advisory website, including our online bulletin boards, discussion or message forums;
  • research, develop, manage, protect and improve our professional assurance, tax or advisory services;
  • assist Pecunia Advisory with improving its operational efficiency, marketing campaigns and customer service efforts through the use of data analytics;
  • customize, analyze and improve our products, services (including the content and advertisements on the Pecunia Advisory website), technologies, communications and relationship with you;
  • generate insights about our business, by de-identifying it or anonymizing it and combining with other information in aggregate;
  • process and deliver products that you have ordered from us;
  • gather your opinion and feedback through surveys;
  • enroll you in our contests or promotional programs;
  • enforce our conditions of sale, website terms and other agreements (if applicable) with you;
  • identify patterns of behaviour to offer relevant suggestions to users. For example, based on data collected through cookies on the Pecunia Advisory website, we may be able to determine that users who viewed certain products may also like other specific products;
  • meet our legal and regulatory requirements;
  • detect, prevent or suppress fraud or other prohibited or illegal activities;
  • with your consent, send you promotional communications about new products and services that may be of interest to you;
  • otherwise as disclosed to you at the point of collection; and
  • such other uses as may be permitted or required by applicable law. 

With respect to video surveillance on our premises, we use images and footage collected to ensure the safety of our employees, customers, and visitors, monitor and manage the use of our parking lots/other facilities, prevent and detect crimes and investigate accidents, incidents, and claims, investigate potential breaches of Pecunia Advisory policies, and to understand operational efficiencies and challenges.